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4 Ways to Protect Your Rental Property

4 Ways to Protect Your Rental Property

Renting out a property is a great way to generate passive income, but there are always some risks involved. Those risks include liability for injuries sustained on the property, physical damage to the property itself, and non-paying tenants. Taking the following steps can help minimize your risk as a landlord. Purchase Landlord Insurance This is essential protection to cover common occurrences such as fire, lightning,...

Celebrating Black History Month

Celebrating Black History Month

February has been officially designated as Black History Month by every U.S. President since 1976. Every year, during the month of February, we celebrate the achievements of African Americans and recognize the vital roles they have played in our country’s history. Black history month is also known as African American History Month. It grew out of Negro History Week, which was launched in 1926 by...

Which Disasters Are Covered by Home Insurance?

Which Disasters Are Covered by Home Insurance?

Natural disasters can wreak havoc on a home – or destroy it entirely. Homeowner’s insurance provides financial protection against covered damages to your home and personal belongings, and liability for injuries to others in certain circumstances. No home insurance policy covers all natural disasters. It is important to understand the type of policy you have and which disasters it covers. What Does Standard Homeowners Insurance...

How to Keep Your Backyard Campfires Safe

How to Keep Your Backyard Campfires Safe

There is nothing like a campfire to create a cozy atmosphere when friends and family get together under the stars. A fire draws the gaze and lets you keep warm while socializing in the cool of the evening. A campfire can even be used to cook a meal if you have the right type of fire and accessories. But where there is fire, there is...

Celebrating Rev. Dr. Martin Luther King, Jr.

Celebrating Rev. Dr. Martin Luther King, Jr.

Martin Luther King Day is a federal holiday, observed on the third Monday in January every year. The purpose of this holiday is to honor the accomplishments of Rev. Dr. Martin Luther King, Jr. Dr. King’s birthday was approved as a federal holiday in 1983. By the year 2000, all 50 states had also made it a government holiday. Martin Luther King, Jr. was born...